Coming 2026
The Hidden Curriculum
The lessons school never taught us about money, work and life.
A field guide to the skills, mindsets and money habits nobody teaches you but everyone is quietly expected to have.
Get notifiedAmritLotay. — Founder, Author, Operator & Keynote Speaker
Featured inForbes IndiaSpecial Edition · August 2026
28+Years building
12Ventures
2Books
6Countries
Closing the gap between human potential and human reality.
Author·Operator·Venture Builder·Advisor·Keynote Speaker
№ 002
About
I did everything I was told would lead to a good life. I still hit a wall no one prepared me for.
I graduated as an economist, then spent years doing the work most people never see: teaching, accounting, running a fashion boutique, and building a career in tech. I have delivered digital transformation for governments, shaped innovation projects like Samsung’s connected car programme, and worked at the edge of agentic AI and behavioural analytics long before they became headlines.
Authorin spare hours.
Operatorin the arena.
Advisorat the table.
Warriorevery moment.
№ 003
Building across
🇬🇧United Kingdom
🇮🇳India
🇸🇦Saudi Arabia
🇦🇪United Arab Emirates
🇧🇭Bahrain
🌍Pan-Africa
Work with Amrit
Advisory, product and board work for teams building what comes next.
Discuss working together- 01
Strategy Consulting
Ambition into executable product and growth strategy.
- 02
Advisor
Independent perspective for boards navigating scale and PMF.
- 03
1:1 Mentorship
Focused coaching for founders and operators.
- 04
Keynote Speaking
Talks on the future of education, money, work and product.
- 05
Fractional CPO
Senior product leadership without the full-time hire.
Ventures
12 of 12
Elm Finance
Fintech · Building now
Financial capability for young people, before real life sends the bill.
Doondo
Agentic AI · Building now
An agentic AI chief purchasing officer for every household's spend.
Confidence 360
Personal development · Building now
A confidence operating system built around the wheel of life.
Sanatan Shastar Vidiya
Ancient Indian battlefield art · Live
The timeless science of weapons, now in the hands of 100k+ practitioners.
Evident IME
Healthcare EdTech · Building now
Continuous medical education, rebuilt for how doctors actually learn today.
Side Quest
Behavioural analytics · Building now
A gamified behavioural analytics platform turning action into insight.
Zero Hour Consultancy
Advisory · Live
Senior product, AI and operational leverage for scaling teams.
Banaras
Made-to-measure fashion · Live
Indian craft and tailoring, cut for a global wardrobe.
Rohbe London
Made-to-measure fashion · Live
A made-to-measure label where Western silhouettes meet Eastern detail.
The Startups Hub
Consultancy · Past
A consultancy that took early-stage founders from first pitch to first traction.
Mantraverse
Consultancy · Past
Product, strategy and scale advisory for teams building through uncertainty.
RhythmiaBreath
HealthTech · Past
A digital cardiology clinic pairing modern medicine with holistic practice.
Teaching & Mentorship
- Lecturer · Rotterdam School of Management
- Mentor · Women in Banking & Finance
- Ambassador · Women of Fintech
- Member · Dubai Founders HQ
- Startup Mentor · Oneday
- Product Expert · UK StartUp & ScaleUp Club
Industries
- Fintech
- EdTech
- HealthTech
- LegalTech
- GovTech
- WellTech
- Fashion
- E-commerce
- Consumer AI
- Behavioural Analytics
Selected Clients
- REDF (Saudi Government)
- Barq
- STC Pay
- Tarabut
- Revflo
- Home Retail Group
- Ministry of Justice
- Western Union
- Cabinet Office
Books
First edition · 2024
Navigating the Future
AI and the new era of product management.
How AI is reshaping what product teams do, how leaders decide, and what great product management looks like from here.
Buy on Amazon
Coming soon
Hi Human
Conversations inspired by philosophy, history, psychology and lived experience. The first season is in production; episode links will live here once they are ready.
Philosophy
Ancient wisdom for modern life
History
Patterns that repeat
Psychology
The mind, decoded
Experience
Stories that shape us
- 01
The Hidden Curriculum
What school never taught us about money, work and building a life.
- 02
AI & the Future of Product
How agentic AI is reshaping product teams, decisions and org design.
- 03
Building Ventures in Emerging Markets
Lessons from scaling across the UK and GCC.
- 04
Financial Capability for the Next Generation
Turning financial literacy into behaviour that sticks.
- 05
Women, Leadership & Reinvention
On resilience, rejection and building on your own terms.
Featured
Podcasts & Interviews
Navigating Entrepreneurship, AI, Confidence & Spirituality
The Inner Circuit Podcast
Building ventures from the inside out: mindset, meaning, AI.
Leading with Determination and Innovation · Ep. 11
Leadership Exposé with Steven Paul
Leadership, resilience and how great teams are built.
Navigating the Complexities of Building a FinTech Product
Athena Leaders · Ep. 88
Product, regulation and scaling fintech in emerging markets.
Female Entrepreneurs in the Tech Industry
Axiom
Breaking in, breaking through, reshaping who tech is built by.
Going Digital in the World of Healthcare
Product Circle by Pusher
Rethinking how clinicians learn, and why healthcare product is different.
Press & Features
Forbes India Special Edition Feature
Forbes India · 21 Aug 2026
A profile in the Forbes India special edition.
Remaining Positive After Rejections and Starting Over
The Business Woman Today
The story behind the reinventions.
Starting a Business · Founder Feature
London Business Magazine
A founder profile on building with purpose.
Featured Interview
LinkedIn Feature
On product, leadership and the future of work.
Awards & Recognition
Excellence in Transformative Education & Empowerment
LOSD Excellence Awards · 2025
For work reshaping how the next generation learns.
Top Global Business Woman of the Year
IAOTP · 2023
Global recognition for leadership across ventures and product.
Business Woman to Look Up To
Passion Vista · 2023
Redefining modern executive leadership.
Excellence in Business Diversity
Passion Vista · 2023
For teams and ventures rooted in diversity of thought.
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Contact
What would you like to discuss?
Speaking, advisory, fractional product leadership, media or partnership - the note lands in Amrit’s inbox.
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